Ever noticed an entry labeled “Harland Services” on your bank statement and wondered what it is? You’re not alone. Many people find such descriptions confusing, especially when they’re unsure about the source of the charge. In this guide, we’ll explain what Harland Services means, why it appears on your bank statement, and how to verify its legitimacy.
Understanding Harland Services on Your Bank Statement
Harland Services refers to transactions associated with Harland Clarke, a financial services company that partners with banks and credit unions. They provide various support services, including:
- Check printing and delivery
- Payment processing solutions
- Marketing services for financial institutions
If you’ve recently interacted with your bank for specific financial products or ordered banking materials, chances are Harland Clarke was involved, and the transaction is reflected as “Harland Services.”
Why Does Harland Services Appear?
The appearance of Harland Services on your statement usually indicates a legitimate transaction. Here are the most common reasons:
1. Ordering Checks
If you’ve ordered personal or business checks through your bank or credit union, Harland Clarke might handle the order. Banks often outsource check printing to Harland Clarke, which is why you see their name instead of your bank’s.
2. Account Setup Materials
Banks sometimes use Harland Clarke to process materials like direct deposit forms, payment cards, or deposit slips. If you’ve recently opened an account or requested additional banking tools, this could explain the charge.
3. Financial Marketing Services
Some banks rely on Harland Clarke for promotional campaigns, customer outreach, or personalized banking offers. For example, if you signed up for a special promotion or package, the transaction may be labeled as Harland Services.
Is Harland Services a Legitimate Charge?
Yes, in most cases, Harland Services is a legitimate charge tied to your banking activity. However, it’s important to verify its authenticity if the charge seems unexpected or unfamiliar.
How to Confirm the Legitimacy of Harland Services:
- Check Recent Banking Activities: Review whether you’ve ordered checks, opened a new account, or requested banking materials.
- Verify with Your Bank: Contact your bank’s customer service to confirm the charge. They can check their records and explain the transaction.
- Review Your Account Regularly: Monitor your bank statements for any additional unexpected charges.
What to Do if You Don’t Recognize the Charge
If you can’t recall any relevant transactions and the charge seems suspicious, follow these steps:
- Contact Your Bank Immediately
Your bank can investigate the transaction and let you know if it’s legitimate. If the charge is fraudulent, they’ll guide you on next steps, like disputing the transaction or freezing your account. - Review Your Account for Other Unusual Transactions
Check for similar charges to ensure there isn’t a pattern of unauthorized activity. - Keep Your Bank Updated
If you suspect fraud, your bank may issue a new debit or credit card to protect your account.
How to Avoid Confusion Over Bank Statement Entries
Bank statements can include unfamiliar descriptions, even for legitimate transactions. To avoid confusion:
- Keep a record of your banking activities, like check orders or service requests.
- Learn about common transaction descriptors used by your bank.
- Contact your bank whenever you see something unclear.
For example, other entries like “How Walmart Shows Up on Bank Statements” or “What Is AEIS on a Bank Statement?” might also require clarification.
FAQs About Harland Services
1. Can Harland Services Appear Without Me Ordering Checks?
Yes, it’s possible. If you’ve signed up for account-related materials or other banking services, Harland Clarke might process the transaction.
2. What Should I Do If the Charge Seems Fraudulent?
Immediately contact your bank. They’ll verify whether the charge is legitimate or guide you on how to dispute it.
3. Can I Prevent Harland Services From Appearing?
You can’t directly prevent it, but knowing what triggers such charges—like check orders—can help you anticipate them.
Final Thoughts
Seeing “Harland Services” on your bank statement can be confusing, but it usually relates to check orders or other financial services provided by Harland Clarke. While these charges are often legitimate, it’s always wise to double-check unfamiliar entries.
Staying informed about transaction descriptions can help you better manage your finances and spot issues before they escalate. If you’re curious about other common entries, check out our related articles on How Walmart Shows Up on Bank Statements and What Is AEIS on a Bank Statement?.
By taking proactive steps and keeping an eye on your statements, you can confidently manage your banking activity and avoid unnecessary surprises!
